Elion, Grieco, Carlucci & Shipman, P.C.
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Lycoming County Pennsylvania Personal Injury Legal Blog

Was your car accident insurance claim denied?

If you suffered injuries in a car accident in Pennsylvania or elsewhere recently, you probably expected the responsible party's insurance, if not your own, to take care of you. Unfortunately, you have found this not to be the case. If you are dealing with claims that an insurance company denied, you may feel there is nothing you can do to get the relief you need. The good news is, you do have options to fight for compensation.

When dealing with insurance companies, remember this: they are businesses that care about their bottom lines. The goal of most insurance companies is to collect a lot in premiums from their customers and pay very little out in claims. Right or wrong, it is how it works.

Your actions after a car accident are important

A car collision is a stressful, harrowing experience. If you were in an accident and now you are dealing with physical injuries and financial losses, you may be unsure of what to do next. How you choose to proceed in the moments and days after a crash matter, especially if you decide to move forward with a civil claim.

All drivers have a legal duty to stop after involvement in a crash. However, you can take other measures that will allow you to protect your interests and give you a better chance of success with a potential claim in the future. All Pennsylvania motorists will find it beneficial to know how to navigate the aftermath of a crash and how to move forward.

Your insurance coverage after an accident

If you are like most drivers in Pennsylvania, you probably understand very little about your car insurance policy beyond the fact that you have the coverage the law requires. Without having a clear understanding of your policy, you leave yourself open to many complications if you should be in an accident.

Pennsylvania insurance options are among the more complex because of your choice of traditional tort liability or no-fault coverage. You may wish to learn as much as possible about each so you can act with confidence if you need to file a claim or pursue damages after an accident.

Fatigue remains a leading cause of transportation accidents

Pennsylvania readers know that truckers have a critical role in the economy, as they are responsible for transporting goods across the country. Because of the pressures of the job, fatigued trucking is a serious concern. There are many men and women operating large, heavy commercial vehicles who may be too tired to be safe. 

According to the National Safety Council, as many as 97 percent of transportation employers have concerns about fatigue and how it will impact their drivers. Fatigue can make it difficult for truckers to make smart decisions behind the wheel and may increase the chance of an accident. If you are a victim of a truck accident, it is possible that fatigue played a role in what happened to you.

Should you seek compensation through a wrongful death claim?

The unexpected death of a loved one can leave your Pennsylvania family dealing with emotional trauma, financial expenses and other complications. When the negligent actions or reckless choices of another person cause harm to your loved ones, there could be legal options available to you. Your family could have grounds to move forward with a civil claim.

Through a wrongful death claim, individuals and families mourning the loss of a loved one and dealing with accident-related expenses may be able to recoup some of their losses. However, it its not always to easy to secure this compensation, even if you think you have a valid case. You might find it beneficial to seek a full understanding of the legal options available to you.

Should you consider a settlement instead of going to court?

After going through the physical, mental and emotional anguish often associated with a car accident, the last thing you may want is to end up going through a grueling court battle. Even so, you want to hold the at-fault party responsible for your injuries and other damages.

You may consider settling your case, but you want to be sure if it's in your best interests to do so. It may help to know that a large percentage of cases don't make it to trial, and settle instead. However, many factors go into making that determination. Every case is unique, and you shouldn't feel pressured to settle unless you feel satisfied that the parties involved treated you fairly.

Elion, Grieco, Carlucci & Shipman, P.C.
125 East 3rd Street
Suite 1
Williamsport, PA 17701

Phone: 570-980-1381
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